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Motor Vehicle and Pedestrian Injuries
If
you are seriously injured in a motor vehicle accident
or by a motor vehicle as a pedestrian, you have a claim
unless the accident was entirely your fault. Fault is
a determination of a jury and an experienced attorney
can make an informed assessment of fault based upon
the law and the facts.
Even
if the at fault party does not have insurance
you still have a claim against your insurance carrier
under a coverage called uninsured motorist coverage.
Every liability policy issued in the State of Missouri
must have a minimum of $25,000.00 of uninsured motorist
coverage. If you are a passenger in a vehicle and both
vehicles involved in the collision do not have insurance,
your uninsured motorist coverage for your vehicle or
the vehicle of a family member with whom you reside
should provide this coverage. Sometimes these coverage's
can be stacked and a legal opinion may be necessary
to determine the amount of coverage available to you.
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