In many cases the fault determination of the investigating police agency have been proven wrong. It is appropriate to obtain a free consultation if there is any doubt regarding whose fault the accident was.

The obligation of every operator of a motor vehicle is to act as a very careful person would act under the same or similar circumstances. Common experience demonstrates that people do not always live up to this high standard. This is why the State of Missouri requires compulsory insurance. We do not usually pursue personal injury cases unless there is insurance available. If the “at fault” driver failed to comply with the insurance law, then uninsured motor vehicle coverage should be available if you or the operator of the vehicle in which you are seated has any motor vehicle liability coverage. The bottom line is that you should seek a free legal opinion on insurance coverage.