Motor Vehicle and Pedestrian Injuries
One of the most asked questions is “Will my insurance rates go up if I make a claim on my own policy.” Missouri Department of Insurance regulations provide: “In no event shall an insurer request an increase in premium from any insured in connection with any claim arising out of any accident for which the insured was not at fault.” 4CRS 190-17.100(3). Therefore claims under uninsured motorist provisions and underinsured motorist provision will not make your rates increase.

If a defect in a vehicle or the road caused or contributed to cause an accident, you may have a case against the controlling governmental agency or vehicle manufacturer. We have handled claims where traffic control devices were not operating or were operating improperly and have obtained settlement and verdicts against governmental agencies for their negligence. We recently obtain a $1.9 million verdict in a wrongful death case against the driver of a truck and the City of St. Louis, for its dangerous design of a crosswalk. We have settled cases against vehicle manufacturers with multi-million dollar total projected payouts.